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Partner DiscountsZomato: Flat ₹120 off ₹499+ ke orders par (mahine me 2 baar, code: AXISNEO).Blinkit: 10% off (up to ₹250) ₹750+ ke orders par (mahine me 1 baar).Paytm: 5% off (up to ₹150) mobile recharges aur utility bills par (min order ₹299, mahine me 1 baar).BookMyShow: 10% off (up to ₹100 per month) movie tickets par.Myntra: ₹150 off select styles par, minimum ₹999 ke purchase par.
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by Axis Bank
Key Details
Key Benefits
Welcome and Activation BenefitsUtility Cashback: 100% cashback up to ₹300 on your first utility bill payment within 30 days of card issuance.Discounts and SavingsZomato: Flat ₹120 off on food delivery orders of ₹499 or more (twice per month using code AXISNEO).Blinkit: 10% off up to ₹250 on minimum spends of ₹750 (once a month).Paytm: 5% off up to ₹150 per month on mobile/DTH recharges or broadband/utility payments over ₹299 (once a month using code AXISNEO).BookMyShow: 10% off up to ₹100 per month on movie tickets.Myntra: Extra ₹150 off on selected styles on a minimum purchase of ₹999.Fees and RewardsJoining/Annual Fee: ₹250 + GST (frequently offered as lifetime free via select digital channels).Reward Rate: Earn 1 EDGE Reward Point for every ₹200 spent (excluding utility, fuel, and rent).If you'd like, let me know:Are you looking to apply for this card through a specific partner channel to get it lifetime free?Would you like a comparison with another entry-level card like the Axis My Zone?
Eligibility
Eligibility CriteriaAge: Primary cardholder ki umar 18 se 70 saal ke beech honi chahiye.Add-on Card: Add-on cardholder ki umar 18 saal se upar honi chahiye.Nationality: Aap ek Indian resident ya NRI hone chahiye.Minimum Income: Salaried individuals ke liye minimum salary ₹15,000 se ₹20,000 per month aur self-employed ke liye ITR ₹3.6 Lakhs per annum se upar hona chahiye.Credit Score: Ek accha credit history (preferable 750+) approval ke chances badha deta hai.Required DocumentsAapko application process (ya Video KYC) ke dauran ye documents submit karne honge
Documents Required
Required DocumentsAapko application process (ya Video KYC) ke dauran ye documents submit karne honge:Identity Proof (Koi bhi ek): PAN Card (Mandatory), Aadhaar Card, Passport, ya Driving License.Address Proof (Koi bhi ek): Aadhaar Card, Passport, Electricity/Utility Bill (3 mahine se purana na ho), ya Rent Agreement.Income Proof (Salaried): Pichle 3 mahine ki Salary Slip ya Form 16, aur bank account statement.Income Proof (Self-Employed): Pichle 2 saal ka ITR (Income Tax Return) aur pichle 6 mahine ka business bank statement.
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- Interest Rate 10.00% p.a.
- Annual Fee ₹499.00
- Joining Fee ₹500.00
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